Malpractice Insurance Requirements for Internship at Maria Droste Counseling Center
Every student intern must carry an individual student Professional Liability Policy in the amount of $1,000,000 each incident/ $3,000,000 annual aggregate.
Policies can be easily purchased through your professional organization.
American Counseling Association – ACA
ACA Insurance Trust, Inc. (ACAIT) – ACAIT is an independent corporation promoting and administering quality insurance coverages and services at competitive rates for ACA members and students. http://www.acait.com/
The ACA Insurance Trust, Inc. (ACAIT) has partnered with Healthcare Providers Service Organization (HPSO) to offer a professional liability insurance that provides broad coverage, whether you work with families, individuals, or in difficult areas, such as counseling sex offenders.
You can purchase Student Professional Liability Insurance, typically for about $29 through HPSO.
Applications are available at: http://www.hpso.com/
All graduate student interns at Maria Droste Counseling Center, including those pursuing degrees in Counseling Psychology, Clinical Psychology, Social Work, Transpersonal Counseling Psychology, as well as Ph.D.’s or Psy.D.’s are eligible to purchase a policy through HPSO.
American Psychological Association – APA
If you are a member of the American Psychological Association, you can purchase Student Professional Liability Insurance through the APA Insurance Trust for $35. Membership & Liability Insurance information is available at:
This program is available only for graduate students in psychology.
National Association of Social Workers – NASW
If you are a member of NASW, you can purchase Student Professional Liability Insurance through the NASW Insurance Trust for $35. Student membership fees are $40 if you have not yet become a member.
Membership information and applications are available at: www.socialworkers.org or http://www.naswinsurancetrust.org/get_more_info/download.asp
Chicago Insurance Company
If you are not a member of a professional organization, you can purchase insurance through Marsh Affinity Group Services, which uses the Chicago Insurance Company to underwrite their program. Student policies are approximately $35.
Applications are available at: www.proliability.com 800-621-3008
After purchasing your policy, please bring a copy of the declaration page for your file at Maria Droste Counseling Center.